Aerial view of a Middle Tennessee development
Private Capital · Nashville & Middle TN

Capital That Moves at the
Speed of the Deal.

Bridge, fix-and-flip, and new-construction financing for real-estate investors — underwritten by a lender who's on the same side of the table as you. When the bank is too slow, John Clanton moves.

Investment property under development
7Average Days to Fund
A Lender Who Invests

Financing built by an
investor, for investors.

John Clanton lends his own capital and his relationships — not a committee's. Because he builds, buys, and holds property himself, he reads a deal the way you do: by the numbers, the exit, and the clock. That's why investors across Middle Tennessee bring him the opportunities the banks can't move on in time.

You get a direct line to the decision-maker, a term sheet in days, and funding that closes when the deal needs it — not weeks later.

  • Speed over red tape. Term sheets in days, closings that hold to your timeline.
  • Asset-based underwriting. The deal and the exit lead — not just a credit box.
  • One decision-maker. Talk to the person funding the loan, every time.
  • Local knowledge. Franklin to Nashville, John knows the streets and the values.
What John Funds

Capital for every stage
of the deal.

Short-term, purpose-built financing for investors who need to act while the opportunity is still on the table.

Bridge Loans

Close now, refinance or sell later. Short-term capital that bridges the gap between an opportunity and permanent financing.

Fix & Flip

Acquisition plus rehab in one facility, with draws released as the work gets done. Priced for a fast, profitable turn.

New Construction

Ground-up funding from a lender who actually builds. Lot, vertical, and finish costs structured around a real build schedule.

Short-Term / Gap Financing

The last piece of the capital stack when timing is everything — earnest money, closing gaps, or a quick cash requirement.

Rental Portfolio

Capital to acquire, season, or reposition rental doors — with an eye toward long-term hold and King Rentals management.

Cash-Out on Equity

Unlock trapped equity in a property you already own and redeploy it into the next deal without waiting on a bank.

How It Works

From deal to dollars
in four steps.

01

Submit the Deal

Send John the property, your numbers, and the exit. No 40-page application — just the facts that matter.

02

Term Sheet in Days

You get clear terms — amount, rate, points, and timeline — directly from the person funding it. No committees.

03

Fund Fast

Title, docs, and wire — closings measured in days, not weeks, so you never lose a deal to a slow lender.

04

Exit Strategy

Sell, refinance, or roll into permanent financing — and John can line up the takeout mortgage through Hightide too.

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Middle Tennessee investment landscape from above
Private Lending, Not Mortgage

A separate lane, built
for investors.

John's private lending is distinct from his licensed mortgage work with Hightide Mortgage. Private capital is short-term, asset-based financing for investment property — bridge, flip, and new-construction deals across Nashville and Middle Tennessee.

Buying a primary residence or refinancing your own home? That's a mortgage conversation — and John can help there too, as a licensed loan officer. But for the deal that needs to close this week, private capital is the right tool.

See Mortgage Brokerage

"He found us a private-lending solution in days when the banks said no. That deal became the best investment we've made — and we've closed four more with John since."

AAmanda & Chris P.Private Lending · Brentwood
Have a Deal in Hand?

Let's fund it before the window closes.

Bring John the property and the numbers. You'll get a straight answer fast — and capital that keeps pace with your next move.

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Clanton Concierge
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